‘The Lost Science of Money’ describes what America has lost

"The privately owned and controlled central banking system of The Federal Reserve tends to benefit those in control rather than the whole society. This concentrates wealth into fewer and fewer hands. The compounded interest (usury) received by the bankers from money created from nothing thus determines where the money goes and the direction that society moves in. This policy is harmful to society because privately controlled money tends to go into speculation to make a quick buck while infrastructure, health, and education are ignored and shortchanged."
Stephen Clark